The Fed has decided to maintain its target federal funds range, a position held since the previous June. Additionally, it signaled intentions for multiple rate cuts starting in June and a slower pace in trimming its balance sheet. This strategic shift was well-received by the markets, sparking rallies in stocks and gold, reflecting optimism for continued economic support into an election year.

The SPI Group’s analysis emphasizes the impact of the 10-year Treasury rates on annuity companies and, consequently, structured settlement rates. Following a fluctuating trend, the 10-year Treasury rate has currently settled at 4.28%. This rate movement suggests generally favorable conditions for structured settlement rates, with returns varying around 4% to nearly 4.75% for different structured payment types.

Structured settlements are just one aspect of a comprehensive settlement plan. The SPI Group advocates for planning that prioritizes the client’s needs over specific financial products, offering a holistic approach to settlement planning.

With the financial markets poised for favorable conditions in the coming months, the importance of informed and strategic planning for settlements cannot be overstated.

Here’s what I see:

The current rates I refer to in this video are available here as a PDF. Please note that this is an illustration only (based on actual rates at this time) and these rates are subject to change. Actual rates could be higher or lower and will be based on rates in effect on the date the structured settlement annuity premium is received.

Structured settlements are just one option within settlement planning for meeting your client’s needs but there are many others, all of which we have over 37 years’ of specialized expertise in. Call 1-800-666-5584 to discuss your case and to see what settlement planning options are suitable for your clients (and you).

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We’ve lost 115 basis points off of the 10-year yield. Correspondingly, rate decrease announcements from the structured settlement annuity companies have been flying fast and furious, to say the least. What are we looking at there?

Here’s what I suggest you do:

The current rates I refer to in this video are available here as a PDF. Please note that this is an illustration only (based on actual rates at this time) and these rates are subject to change. Actual rates could be higher or lower and will be based on rates in effect on the date the structured settlement annuity premium is received.

Structured settlements are just one option within settlement planning for meeting your client’s needs but there are many others, all of which we have over 37 years’ of specialized expertise in. Call 1-800-666-5584 to discuss your case and to see what settlement planning options are suitable for your clients (and you).

The post Have we hit the bottom yet? No, and here’s what to do. appeared first on Settlement Professionals Inc..

Rates had skyrocketed so quickly last year and into this first part of this year and structured settlement annuities, which had terrible returns for 10 or 15 years, suddenly became quite attractive again. We’ve been tracking that and I share with you how those rates have been working out.

We know there’s tremendous sensitivity to the 10-year T-bond rate because whenever we see big moves in this 10-year interest rate we can just about predict that we will see rate changes one way or the other,higher or lower, depending on which way it’s going from the annuity companies.

We’re hovering near 4%, all the way back to where we were in March. What does that mean for our structure rates?

Here’s what I see…

The current rates I refer to in this video are available here as a PDF. Please note that this is an illustration only (based on actual rates at this time) and these rates are subject to change. Actual rates could be higher or lower and will be based on rates in effect on the date the structured settlement annuity premium is received.

Structured settlements are just one option within settlement planning for meeting your client’s needs but there are many others, all of which we have over 37 years’ of specialized expertise in. Call 1-800-666-5584 to discuss your case and to see what settlement planning options are suitable for your clients (and you).

The post Hovering Around 4% – What Does This Mean to Structure Rates? appeared first on Settlement Professionals Inc..