Our Resources

Hovering Around 4% – What Does This Mean to Structure Rates?

We publish these rate update videos to keep you apprised of where interest rates are on structured settlement annuities.

Rates had skyrocketed so quickly last year and into this first part of this year and structured settlement annuities, which had terrible returns for 10 or 15 years, suddenly became quite attractive again. We’ve been tracking that and I share with you how those rates have been working out.

T-ratesWe know there’s tremendous sensitivity to the 10-year T-bond rate because whenever we see big moves in this 10-year interest rate we can just about predict that we will see rate changes one way or the other,higher or lower, depending on which way it’s going from the annuity companies.

We’re hovering near 4%, all the way back to where we were in March. What does that mean for our structure rates?

Here’s what I see…

The current rates I refer to in this video are available here as a PDF. Please note that this is an illustration only (based on actual rates at this time) and these rates are subject to change. Actual rates could be higher or lower and will be based on rates in effect on the date the structured settlement annuity premium is received.

Structured settlements are just one option within settlement planning for meeting your client’s needs but there are many others, all of which we have over 37 years’ of specialized expertise in. Call 1-800-666-5584 to discuss your case and to see what settlement planning options are suitable for your clients (and you).

Scroll to Top

Talk to a Settlement Expert (no charge)

Please fill out this form and our team will get in touch with you as quickly as possible.